If a cheque is made out to more than one person, it has to be paid into a joint account. Related articles. Can I still deposit it? Note that whichever way you deposit or cash it has no impact on your tax situation - it still counts for whatever it counts, if it has any tax relevance. If you recently got married, you likely still have ID in your maiden name. I had a copy of my marriage license put on file at the bank, and have it set up so that if I get something in my maiden name, I let them know, and then I sign both names on the back of the check (like I'm signing it over to my … Then got divorced and went back to my maiden name. This is because the name written on the cheque has to match the name of the account holder for security purposes. Typically, if you use online or ATM deposit, the bank doesn't even look if there is any match - unless someone asks them to, because he misses a check.. We have a joint account, but aren't married. I changed my name following marriage 5 years ago but sometimes I still get cheques in my maiden name. Use the ATM machine to deposit your checks. If the "different name" is another person, then they can endorse the check, and then write that it is payable to you. I sign my maiden name since that is what is at the top of the check. A branch of Bank of America in Albany, New York, refused to let a new bride deposit her wedding checks because she kept her maiden name, her husband Pete Iorizzo wrote in the Albany Times-Union, where he covers news and sports. As I've answered in similar questions, banks may have their own rules, stricter or more lenient than the law suggests. As far as using your maiden name, you can deposit the check into the account with your new name. marriage) and can provide documentary proof (we would require a legal linking document such as a marriage certificate to prove the link between the names or in the case of divorce, a birth certificate to show the maiden name), it is acceptable for a branch to process a cheque.  is right, security checks need to be made, but it you can prove that you are the named person on the cheque there is no reason the cheque can't be accepted. I amended my 2016 tax return to married filing jointly and the refund check is issued with both spouse name on it. 5 years ago. I have been sent a cheque in my maiden name. marriage) and the customer can provide documentary proof (a legal linking document such as a marriage certificate to prove the link between the names or in the case of divorce, a birth certificate to show the maiden name), it is normally acceptable for a financial institution to process the cheque. The only options they gave are: go back to the insurers and request a new cheque in maiden name. The got married and did business in my married name. The bank will accept a deposit into the account regardless of who tries to do it. Hello, If you have requested a name change through Social Security and ordered a new Social Security card with your married name, then your SS records will show up with that name. Reply ; You voted for . Check with your bank. I hypenated my name so there is . I deposited wedding checks written to my maiden, married and misspelled last names with zero issues! You will need to ask your bank how you can do a change of name, but you may well need official documents to do this. Santander changed the surname on one of a customer's two current accounts to prevent her having one in her maiden name … So I am very familiar with this process--lol My widely-used nickname is not an obvious derivation of my first name, and I have often had trouble depositing checks. I was married 2 years ago and still occasionally get things in my maiden name. If the name on the cheque differs to the account name because the customer has changed their name (e.g. Information about your device and internet connection, including your IP address, Browsing and search activity while using Verizon Media websites and apps. For example, a doctor who got married may choose to keep her maiden name is it matches that on her medical degree on the wall in her surgery. Is it possible to deposit this cheque? With some banks, you can even use their app to take a quick picture of the check and deposit it from your phone. When I went cash the check, my bank said that my spouse need to be present before I can cash the check. You can't have an account in your maiden name, Santander tells customer. I had did business in my maiden name. So she does business in that name but may be known by a different name in her personal life. I recently went back to using my maiden name, and to change this with the bank I had to take in my deed poll document to show the change. Then you can cash it. Your best bet would be to just take it to your bank. Hi , unfortunately we wouldn't be able to accept a cheque in your maiden name, it would have to be in your current name in order for it to be applied to your account correctly. The cheque was in my maiden name and the account I wanted it to go into was held in my married name. If a wedding check is made out to both of you, make sure that you both sign it before depositing 3. NickJ. Add a comment × Reply. 0. I got a check from a class action suit but it was issued in my maiden name. It was a high-value cheque (after selling a car that was registered in my maiden name), but I took along the marriage certificate and supporting car reg/sales docs, and they let it go through no problem at all. If Tesco refuses to accept it, use that ID to open a new account elsewhere in your maiden name and pay the cheque in there. Find out more about how we use your information in our Privacy Policy and Cookie Policy. Everything else matches except the last name on my debit card and on the w2. Or am I worried for no reason.

Bank Of America: New Bride Can’t Deposit Wedding Checks Because She Didn’t Take Husband’s Name. I didn't realize it until after I had processed my 2017 return. This is because the name written on the cheque has to match the name of the account holder for security purposes. One thing you could do is write "Pay to the order of _____" (and insert your name that is on the account) on the back of the check where you typically sign. This debit card is the one I use regularly. The question was - Can I cash my sister's check with her ID at another bank if she banks with Bank of America and so does her paycheck? Wedding Check Deposit Tips: 1. My bank cashed one made out to my first name and dps surname. You may also choose to change your name but keep the maiden name for professional purposes. When you’re looking for a low-risk investment that will deliver solid results, U.S. savings bonds may be the ideal vehicle. Otherwise SS records will continue to reflect your maiden name. I hypenated my name so there is some similarity there. I think it depends on the amount - £40 probably not an issue, £4000 might be more difficult. I hope this helps! The bank shoudl then take your check no matter what. Of course you can but you don't need her ID. Also we don't have a jointly bank account. when I cashed cheque last time I took my marriage cert to show them and the man was a bit reluctant to to take it? Generally, a bank will want to see a government-issued ID card in your new name or a certified copy of your name change document. I've been married for a very long time and still get checks in my maiden name from a stock I own. Nov More from forums. Have tried that - no they say. You can drop by the bank or use an ATM. When I asked if there was a policy on how long after marriage they stop accepting the woman's maiden name he wouldn't … You can use your certified marriage certificate to deposit checks made out to your married name 4. This can all lead to checks with the "wrong" name on them, like you have received. Elizabeth (15) Posted on 15-12-2012 at 10.47AM . Yes. You have two valid legal names, you're not obliged to change it just because you got married. I have requested a new cheque in my married name, but they are refusing to do so. _____ Please keep in mind that information in this forum is for informational purposes only. My wife can intercept checks to me and deposit even with no signature. Even if they do cash your check, you’ll have to pay a small fee every time. 0 Like this post Log in Add an account . To enable Verizon Media and our partners to process your personal data select 'I agree', or select 'Manage settings' for more information and to manage your choices. I hope this doesn't delay my refund being deposited on it. We pointed it out to make sure it wasn't an issue, and they didn't bat an eye at it. Thought about another bank for just married name but they will likely need at least 2 pieces of ID in married name - … But, if you can prove that the name on the cheque is indeed you, it should be accepted. Cheques in Maiden Name posts Oct Bank account in maiden name , cheque in married name. One day a bank employee told me that I could add an Also Known As name to my bank account - I've now done so with accounts at two different banks, and each time I had to speak with someone higher up than the teller in order to get the thumbs up. For example, one teller cashes my wife's check, but other one asks me for ID. Another common checking issue for newlyweds is checks written out to both names. The manager at mine was able to use their discretion. It is fine to deposit it either way, the bank won't care. You can always cash a check that is issued in your maiden name or your old married name. I received a check that is in my maiden name. Most banks will require that "third party checks" be deposited, and the funds held for a few days. Download. A check endorsed this way can be deposited into a bank account but not cashed. Hi , unfortunately we wouldn't be able to accept a cheque in your maiden name, it would have to be in your current name in order for it to be applied to your account correctly. 0 0. rachael. The other solution? We just used a check with my maiden name on it to pay the $3.22 of closing costs at our refi last week. Yahoo is part of Verizon Media. We rarely write checks, so it hasn't been worth it to re-order at any point in the last 5 years. When all else fails…use the … Learn more here. I always just sign it with … What should I do? You can change your choices at any time by visiting Your Privacy Controls. But the problem is that my spouse live in overseas. All numbers match like SS#, acct#, drivers license# and etc. I changed my name following marriage years ago but sometimes I still get cheques in my maiden name. Change bank account to married name- hhmm well, what would the knock on affect be - would all credit cards, direct debits etc also have to be changed too.. We and our partners will store and/or access information on your device through the use of cookies and similar technologies, to display personalised ads and content, for ad and content measurement, audience insights and product development. You can certainly deposit your daughter's check into your account, considering that she is a minor. If you've just changed your name and are receiving checks in your new name, you may need to show your bank documentation of your new identify before you can deposit them. Thank for the replies , i got married 8 yrs … Create a joint bank account BEFORE your wedding 2. Yeah, you should be fine. 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