Banking has never been easier. Synovus Bank, NMLS #408043, is an Equal Housing Lender. Maintain $100,000 minimum ending balance in combination of Synovus deposit balances OR investment accounts 9 to waive the $50 monthly service fee. For residents of Georgia, Synovus Bank is offering $300 bonus when you open a new consumer checking account at the Reynoldstown branch before April 30, 2018. (For example, are items processed according to date and time you made the transaction, or are they first grouped by type of transaction and then processed by the time that transaction was received at the bank?) The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. You are encouraged to consult with competent legal, tax, accounting, financial or investment professionals based on your specific circumstances. If you deposit a check inside your local bank branch, ask your teller when you can expect your funds to be available. Most transactions will post within one business day, though there are some exceptions. Still have questions? This page is updated frequently with the latest Synovus Gateway migration information and tools, so be sure to check back periodically. Free yourself from extra fees* There’s no annual fee. These transactions are listed as pending during the one to three business days it takes for the merchant to send their file to the bank requesting payment. With Christmas just a few days away, banks across the nation are providing some of the best rates and promotions available! Checks written from an account at another bank, Redeposited checks (checks that bounced the first time, regardless of source or amount). We do not make any warranties as to accuracy or completeness of this information, do not endorse any third-party companies, products, or services described here, and take no liability for your use of this information. Skip Cancel Submit Use a Different Verification Option Forgot Username? For cardholders with excellent credit, the Cash Rewards Visa offers a standout APR of just 9.24 percent, which is well below the vast majority of cards. Deposit checks on the go, send or receive payments from friends and family, pay bills, transfer money between accounts, view balances, and find Synovus locations. As the year comes to a close, now is the perfect time to start … That's because the merchant who accepted your debit or credit card runs an online check before completing your purchase to make sure the card is valid, and that you have eno… First time logging in? Investment products and services provided by Synovus are offered through Synovus Securities, Inc. (SSI) a registered Broker-Dealer, member FINRA/SIPC and SEC registered Investment Advisor, Synovus Trust Company, N.A. A negative checking account balance is something that everyone wants to avoid. ‎With the My Synovus Mobile Banking app start banking conveniently and securely from virtually anywhere. If you would like to assert there has been an error made with the servicing of your consumer mortgage loan, or if you would like to request information about the servicing of your consumer mortgage loan, and if you would like your assertion or request to be treated in accordance with the procedures provided in 12 C.F.R. Here's a quick guide to four key banking concepts you need to understand to avoid overdrafting your account. If you've ever logged into your online banking platform to find a negative checking account balance, you know the stomach-dropping, sweat-inducing feeling that follows. This is not the case with Synovus. Recurring payments are payments you have agreed to have electronically deducted from your account on a scheduled basis, such as gym memberships and insurance premiums. / Archives for Synovus Bank Checking Account. Enjoy flexible access . Savings. Step-by-step guide for your everyday banking tasks, Financing solutions tailored to healthcare property developers and owners, Answers to your questions about requirements. Know how to prevent overdrafts. Life (and the occasional overdraft) happens! After all, who wants to pay overdraft fees or risk bouncing an important check? Otherwise, we will treat your assertion or request per our standard policies and procedures. The federal government passed the Expedited Funds Availability Act in 1987 to ensure banks don't hold onto your money for too long. Keep a daily balance of $15,000 in combined interest-bearing checking accounts, money markets or savings; The Preferred Account comes with Exclusive Benefits: If your monthly service fee isn’t waived and you have followed the requirements, you can receive a $2 convenience credit when you register for My Synovus Digital Banking. Synovus Bank, NMLS #408043. Here's why: When the bank shows your available balance, it does not include items that haven't been presented to your bank yet for payment. It's important to know how your bank prioritizes items to be debited from your account. Trust services for Synovus are provided by STC. Simple Account Management • Review activity and balances in your Synovus checking, savings, loan, and credit card accounts • Quickly view Instant Balances without logging in Still have questions? Synovus Card Alerts makes it easy for you to get real-time alerts about your account activity by e-mail, text, or in-app. First Progress Control Center. 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